Consumerism can lower your costs

Medical Insurance | Consumer Driven Healthcare | Group Insurance | Retirement | Executive Benefits

Consumer Driven Healthcare is the fastest growing segment of the health care market and with good reason. It’s a “win-win” program: it saves the employer's benefit dollars while allowing employees to maintain control of the care they receive.

Consumer Driven Healthcare combines new technology with information systems to make employees more informed consumers of healthcare. In many cases employees can "triage" their own situation, making their first physician visit more productive, and reduce the need for 2nd and 3rd visits for the same illness or injury. More informed, happier, healthier employees are more productive and lead to reduced employer costs!

There are additional incentives such as:
  • well care
  • the ability to carry forward unused dollars
  • tax advantages

A well designed program encourages employees to get the care they need without over utilizing health care. This new "Consumerism" has demonstrated cost reductions as much as 30% for some employers. Milton Friedman said it best, "no one spends someone else's money as carefully as they spend their own."

Lifetime Benefits, LLC specializes in the design, implementation and ongoing service of consumer driven plans. Whether you have 10 employees or 10 thousand, Lifetime Benefits will create the most cost effective program available.